The minimum initial amount is $100.00
The maximum loan amount will be $1,500.00
The total payments due and APR will be disclosed on your loan agreement. The payment schedule on your loan agreement will include the number of payments, payment amounts and payment dates for the duration of the loan. For details on the specific fees of your loan, please see your loan agreement. Late fees and non-sufficient funds / returned item fees may apply as described in your loan agreement. Examples of the total payments charged of your loan are provided in the table below. To minimize the cost of your loan, we strongly recommend that you pay your loan in full or make additional payments as soon as you can. There are no penalties for early payoff.
Your full payment schedule will be included in your loan agreement. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates. You control how soon you wish to pay your loan off. There will not be any prepayment penalties.
Below is a sample payment schedule for a $300 loan with biweekly payments. Please note that your APR may vary based upon your total loan duration and amount funded. Remember that the sooner you pay back your loan, the less your total loan cost will be. If you are interested in paying your loan off soon and reducing the total cost of your loan, please ask a Customer Service Representative about our accelerated payment option.
Installment Loan Schedule
Applications processed and approved before 5pm MST Monday - Friday are typically funded on the next business day. You can request same day funding up to 1:30pm MST Monday - Friday or next business day wire transfer for loans processed on the weekends or bank holidays for an additional $12.00. Please verify with your bank as additional incoming wire fees may be assessed.
If a payment is not made by your due date, you will be subject to additional fees. If a payment is returned because there are insufficient funds on deposit, or your payment is dishonored by your financial institution for any reason, then you will be assessed an NSF fee of $25. If any payment is late by more than fifteen days after the due date, then you will be assessed an additional $30 late fee.
GreatPlains Finance, LLC does business as Cash Advance Now. GreatPlains Finance, LLC is a Native American owned business created by and for the Ft. Belknap Indian community, a Sovereign American Indian tribe. Our business is operated on the Ft. Belknap Reservation located in Montana. GreatPlains Finance, LLC is an instrumentality and limited liability company which abides by all applicable federal laws and regulations as established by the Fort Belknap Indian Tribe of Montana.1Maximum loan amount is $400 for first-time loan customers.Please note: This is an expensive form of borrowing. Cash Advance Now loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.
You acknowledge that by completing and submitting the website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.
GreatPlains Finance, LLC does not lend to residents of Arkansas, Maryland, Montana, New York or West Virginia. Availability of installment loans are subject to change at any time at the sole discretion of GreatPlains Finance, LLC
COLLECTION AND USE OF BANK ACCOUNT INFORMATION:
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.***
***For underwriting and verification purposes only. We always obtain prior or separate customer authorization when trying to obtain additional consumer bank account information as a potential payment option.