Our Loan Rates

Loan Amount

The minimum initial amount is


The maximum loan amount will be


Cost Of Your Loan

The total payments due and APR will be disclosed on your loan agreement. The payment schedule on your loan agreement will include the number of payments, payment amounts and payment dates for the duration of the loan. For details on the specific fees of your loan, please see your loan agreement. Late fees and non-sufficient funds / returned item fees may apply as described in your loan agreement. To minimize the cost of your loan, we strongly recommend that you pay your loan in full or make additional payments as soon as you can. There are no penalties for early payoff.

Funding Timeframes

You will receive your loan in your bank account according to your loan agreement, generally on the next business day and subject to completed verification with final approval before 3:00 PM MST/MDT, Monday-Friday. Depending on how quickly your bank will process the transaction determines how soon funds will be available.


Your full payment schedule will be included in your loan agreement. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates. You control how soon you wish to pay your loan off. There will not be any prepayment penalties.

Late/NSF Fees

If a payment is not made by your due date, you will be subject to additional fees. If a payment is returned due to insufficient funds in your bank account, or your payment is dishonored by your financial institution for any reason, then you will be assessed an NSF fee of $25. If a payment is 15 days or more late, you will be charged 10% of the payment amount missed.

New Customer Loan Example

The payment example below show the amount you would pay for a 10-month term loan of $500.

If you make additional payments, your life of loan savings could increase. We encourage customers to pay more than the contracted payment amount and pay back their loan as soon as possible to reduce the amount of finance charges.

Automatic Payment

$500 Loan Paid Bi-Weekly

  • 10-Month Term
  • 19 Bi-Weekly Payments of $131.29
  • 700% APR
  • $10.71 – Per Payment Savings with Auto Pay
  • $203.49 – Life of Loan Savings with Auto Pay
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